Paradigm White Papers

By Liam Varn, Director Click here for the complete white paper – ESG 411: The ESG Data Challenge For those fresh to the concept, ESG is an opportunity to quantify the performance or risk of companies along the lines of Environmental, Social, and Governance factors. Investors are increasingly applying these non-financial factors to their analysis process and in turn placing pressure on those underlying companies to align their behavior accordingly. ESG metrics are not part of mandatory financial reporting, but most corporations disclose ESG data through sustainability reports or even as part of their annual financial reporting.

Azmath Pasha, Chief Digital Officer, Paradigm Technology Chris Gately, Chief Revenue Officer, Paradigm Technology
Michael Setticasi, VP of Strategic Partnerships, ThoughtSpot Click here for the complete white paper: Lens into AI-Driven Self-Service

Want to know more? Click here to register for the adjoining webinar! Read the complete white paper here: California Consumer Privacy Act (CCPA): A Roadmap to Compliance Executive Summary The California Consumer Privacy Act (CCPA 2020), which went into effect earlier this year, is certainly not the first legislation in this area. Over the past few decades, numerous legislations have been enacted to protect the privacy and personal data of consumers. Most notably these include the Health Insurance Portability and Accountability Act (HIPPA 1996), Gramm-Leach-Bliley Act (GLBA 1999), Health Information Technology for Economic and Clinical Health Act (HITECH 2009), Family Educational Rights and Privacy Act (FERPA 1974), and Protection of Pupil Rights Amendment (PPRA 1978). While these are sectorial laws focused on specific industries, CCPA is focused on all California consumer data and includes a carve-out for GLBA and HIPPA.

Written by: Malik Azeez, Director of PIM Click here for the complete white paper: Information Management in Banking Consumer Tendencies in Banking It has become ‘the norm’ to understand technology irrespective of our field of work. We are living in a tech savvy consumer’s market that is growing exponentially, touching every industry, and leading people to aggressively explore their online strategies (food, electronics, clothing, education, etc.). An online strategy is incomplete without a strong framework for payment methods on the backend. Just as people have adapted to cashless transactions over the years, it’s imperative that financial institutions understand the various payment methods in depth and build payment gateways conducive to consumers’ buying habits. Credit cards are an essential part of this strategy. The number of global credit card users has always been rising – it is predicted to be around 191 million by 2022. We also need to understand the role of mobile banking and its impact on the mindset of consumers. It is forecasted that mobile banking will reach two billion users in 2020. Since consumers have begun to trust mobile apps for bank account management, credit cards, and expenditures, their confidence would only continue to demand better payment products and services. Payment options such as mobile apps and wallets are slowly replacing the physical credit card due to their ease of use. The mobile wallet market size is forecasted to hit $250 billion by 2024. Many online merchants are keen on pushing their own wallets to consumers in a bid to offer financial perks and build customer loyalty. Millennials are one one of the biggest adopters of this mode of purchase (35%) and are quite proficient in knowing the most valuable payment product, taking to social media to spread the word quickly (88% of millennials get news from Facebook).